How to get a free Fitbit or Apple Watch from your insurance company

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fitness trackers Like Apple Watch The FitbitsIn general, it is not Like expensive Technology is like smartphones and tablets, but it’s not exactly cheap. You definitely won’t miss it A chance to get one for free. ands it turns out, many insurance companies include The fitness programs that come with a free tracker allow you to get a free tracker or offer discounts on the device.

HowToGeek Dive Into Fitness Rewards for some bigger Insurance companies to see which companies offer free deals or gifts for Apple Watches and Fitbits. Now, not all insurance companies offer the same fitness tracking deals –Some let you get a Fitbit or Apple Watch “for free” (conditionally, of course), while others just let you provide discounts on Hardware. Still, he Worth looking into your providers Promotions to see what you are eligible for.

butYour Fitbit or Apple Watch isn’t really ‘free’

However, it is also Worth reading in a fine line. In many cases, your insurance company will be able to access the activity and health data you create on the go with a fitness tracker, as well as data you provide in the insurance company’s app or health app connected to your phone.

here United Healthcare’s Privacy Policy, for example. Careful reading reveals tThe company is willing to take all the data it can from you, including health, activity, camera usage, local storage, phone dialer, where you touch your screen, sleep data, and nutrition data, among other data points. While all privacy policies differ, there is similar language to other insurance programs.

While this isn’t great, it’s not exclusive to the fitness tracker deal:TThese privacy policies also apply if you Simply use saver Health application. If you already use their software, you don’t provide much new information by subscribing to their free fitness tracker. To prevent these companies from accessing your data, you’ll have to stop using their apps altogether, so you have to decide if the free apps and offers are worth the privacy trade-off.

Those caveats aside, here are the hardware and deals on offer from various providers.

United Healthcare – AFPree fitness tracker

Speaking of United Healthcare, if you are under their insurance, you are eligible for the ‘Motion’ app Iphone And AndroidWhich comes with a free fitness tracker. While United Healthcare does not specify on its site eligible trackers, HowToGeek notes that you can qualify for a file Free Fitbit or Apple Watch After you earn enough credits through your workouts. It could be preliminary The free tracker is a different third-party option, and the Fitbit or Apple Watch comes down the line.

Aetna – what mApple Watch is completely free

Aetna customers can access Attain by Aetna, which is The app is available for Iphone And Androidbut which Requires Apple Watch to use it. That’s why Aetna allows users to stop using their Apple Watch for free (you are responsible for activation fees and sales tax).

However, you cannot sign up for the app, take your watch, and sit back and relax. Aetna requires you to “pay” the hour with points earned from workouts and other fitness activities over the next 24 months. If you’re a generally active person, this probably shouldn’t be a problem. But if you’re doing fitness for the first time, it can be a heavy commitment. If you decide that the exercises are not for you, but you still want the watch, you will need to pay the remaining amount difference.

Cigna – A Free Apple Watch or Fitbit with Active & Fit subscription

If you have Cigna, you can save 25% off the price active and fit Subscription. to me Active & Fit Frequently Asked QuestionsStandard plans are $29 a month, so you end up paying $21.75 a month. This may not sound as enticing as the other offers here, but as mentioned By HowToGeek, this subscription comes with a promotional code towards a free Fitbit or Apple Watch. If you think you’re going to use an Active & Fit subscription, it might be a good deal for you.

Anthem Blue Cross Blue Shield – 22% off Fitbit

Anthem Blue Cross Blue Shield’s Songblue 365“The program offers a lot of deals, but a free fitness tracker is not one of them. However, the company will accept 22% off your new Fitbit deviceand offers 12 months of Fitbit Premium for free (linked to a Fitbit purchase). If you already have a Fitbit, you can get an annual membership for $56, which is $24 less than the regular price.

Since you don’t need to connect the discounted Fitbit to an app, you can safely get this discount without logging your data. This is a win in my book.

Humana – A Credit towards Fitbit or Garmin

humana program, go 365, allows you to earn credits during your workout, which you can redeem for rewards like Fitbit or Garmin. However, without access to the software, it’s not clear how many credits you need to earn these fitness trackers, or whether these are “free” or at a discount. If you have access to Go365, go for it.

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