This Dave Ramsey tip can help you get brand name products for less than generic ones

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Never go to the grocery store again without reading this.

When you go grocery shopping, you understandably want to keep costs as low as possible so you don’t end up with huge amounts of money Credit card A bill that is difficult to pay.

In many cases, buying generic products is one way to help you Reduce your spending on food. Generics tend to be cheaper than their branded counterparts, and often, but not always, the same.

Sometimes, you may prefer to buy a brand name. The good news is that financial expert Dave Ramsey has a piece of advice you can follow that may actually result in brand name labels costing less than the generic alternative. If you are interested in buying a branded product at a lower price, this tip is likely to help you achieve that.

Here’s how Ramsey says you can save on name-brand items

If you want to be able to buy brand names instead of generics, and still spend less money doing it, Ramsey said there’s one habit you have to adopt: coupons.

“Most of the coupons are for name-brand items,” Ramsey explained. “If you have a good coupon (or several coupons you can stack!), it can bring the price down significantly—sometimes below the store’s brand. So don’t automatically assume the generic option will be the lowest-cost option every time.”

Ramsey suggests taking the time to compare prices, while also checking sales flyers and manufacturer coupons that are available, in order to find the best deal. If you can get an item with a brand name of less than the store-brand alternative, it’s usually a win-win and well worth the effort.

How to implement Ramsey’s advice

While some of Ramsey’s tips are questionable It may not be worth pursuingHis suggestion to use coupons to save on branded products is spot on. Coupons can bring the price down significantly — especially if you’re able to combine offers. In fact, it is sometimes possible to purchase branded items for free or for pennies if you use coupons wisely.

However, the key is knowing how to make coupons work for you. There are several ways to achieve this:

• Understand the sources of coupons: Many coupons come in entries in the Sunday paper, so you’d theoretically have to buy a piece of paper to get them. However, you can buy prepaid paper Sunday coupons online, if you don’t want to go to the hassle or expense of buying paper and cutting coupons out of it. You may also be able to get coupons on online sites, including from various product manufacturers, or by calling the manufacturer directly to review their product or ask for deals.
• Look at the stacked coupons: In many cases, it is possible to use multiple coupons at once such as a store or manufacturer coupon. These are situations where you can really get a good deal because you are making savings from multiple sources.
• Plan to shop strategically: If a brand name item is cheap with a coupon, buy enough during the time the coupon is valid to last you through the next time the item is on sale. This way, you can avoid having to pay full price or having to purchase a generic replacement.

With these tips, we hope you can fill your pantry with name-brand foods and other homemade staples you love without busting your grocery budget.